How much money do you need before having a baby?

Posted by Elizabeth Alex on

"Do I make enough money to have a baby" ever crossed your mind? or do you know people who are saving up before the baby comes? Here's an urgent truth - you don't need to own a house, car or a bank balance to have children.

How much money should I save before having a baby?

Those articles on the Internet that compare children to debt are absolutely appalling. The way my life turned out, we have two happy children and a third on the way - in spite of having no bank balance. Firstly, I just wanted to make it clear that the subject of fertility and child-bearing is an intensely personal and sensitive topic and I want you to know that I understand it because I know what it's like dealing with infertility too. I have seen the negative consequences of using birth control pills, substance abuse, PCOS and eating disorders. If you are dealing with infertility, miscarriages or any other physical challenges to have children, I want you to know that I understand. This is just my testimony. 

You want to Have a Baby, but have No bank balance?

Did you know? Besides, money You need other things to raise children. You need patience, perseverance, strength, heart, instinct, and health to raise happy and healthy children. We can’t buy those qualities with money. We can only pay the bills with money - and we pay the bills anyway. Money was the last thing when we had children. 

Did I make enough money to have a Baby? Some Background. 

We started our careers in Human Resources (HR). In India, a career in HR starts paying off with time and more experience only. So you start on a free internship or a meager salary, and the job demands you to look your best. You are the face of the company, remember? You need to make an impression on everybody - your clients, the employees, and your employer. 

The point is, about a decade ago, when we started our corporate jobs, we both depended on credit cards to keep up appearances.  The debt kept rising and rising. After rent, the rest of the paycheck would go to the credit card companies and there was no cash to buy essentials like food and pay bills. So we swiped the plastic money again and again until we fell into this vicious cycle of debt.  

With the inability to get pregnant in the 7 years, I always assumed I was infertile; who's to say? In spite of all these problems, the thought "Do I make enough money to have a baby" had never crossed our mind because our desire to have a baby was stronger than that.

Do You Have the Desire to Have a Baby?

The point is, when we finally had that desire to have a baby, we were already neck-deep in debt and living paycheck to paycheck. The desire to have a baby was intense but we never even talked about it! I believe that a strong desire in both our hearts came from God.  It was only after the positive-pregnancy-test-happy-dance, did we realize that we both wanted to have children! We never had a sit-down discussion about "let have a baby" or planned this pregnancy. We wanted it, and God made it happened. How random is that? That’s God. God worked in many ways in my life; I changed and became a brand new Liz only through the power of God. So do You have that desire to have a baby in your heart? Think about it. Do you see signs? or have babies on your mind all the time? 

But if serving the LORD seems undesirable to you, then choose for yourselves this day whom you will serve, whether the gods your ancestors served beyond the Euphrates, or the gods of the Amorites, in whose land you are living. But as for me and my household, we will serve the LORD. ~ #joshua2415 . . #myfamily #myfamilia #sundayfunday #sundayvibes #humdohumaredo #humdono #pune #famjam #godspeed #godsperfecttiming #godsperfectgift #perfection

1,891 Likes, 71 Comments - Elizabeth Alex (@honestlizhere) on Instagram: "But if serving the LORD seems undesirable to you, then choose for yourselves this day whom you will..."

Take a look at my life>>

We paid for everything, and I believe it was God who provided what we needed. Of course, we indulged in a few things, but not without sacrifices. We've never had the opportunity to travel the world in the 15 years we've been together or fine dine in restaurants on a whim. I had anxiety going grocery shopping also because of the tight budgets... 

Having a Baby on One Income

I quit my 8 years of corporate HR career soon after and did not contribute to the home expenses. Things got tough and when I prayed to God to guide me, He whispered "write" in my heart and lo behold! in just a couple of months, I started working from home, as a freelance content writer! 


27 Likes, 0 Comments - Elizabeth Alex (@honestlizhere) on Instagram: "#thankgodforeverything"

I discovered writing is my passion and within two years of content writing and providing social media services to clients around the world, I conquered it. So, with Baby#2 I was able to pay bills and have started to cancel off some of the debt we accrued so many years ago.

The point is, if you have money troubles, God will guide you. Money is secondary when it comes to having children. The desire in your heart is the primary factor.

We HAD children, with NO bank balance
Jesus said what is impossible for man, is possible for God ~ Luke 18:27 There is no limit to what God can do. He created the world! He created you and me, the universe and everything.

So when God blesses you with children, He does that knowing your capability to raise them up. He provides for everything after you have children.  But I believe those are trivial wants for us compared to the joys of parenting right now. IS GOD ABLE TO PROVIDE FOR ANOTHER BABY? is a fantastic article by Above Rubies that reminded me of God's promises for a good life and we had our Baby#2. This article talks about how:

  • Children are a Blessing.
  • God made our bodies for procreation!
  • God Delights to provide for us.
  • God Provides for Hard-Working Husbands with Families.
  • God gives enough Food for your Household.
  • God will Supply all your Needs.
  • Be Content because God will Never forsake You!
  • God does not Provide before the Baby Comes, but After the Baby Comes!

We had 2 babies in 2 years. Stop Worrying! I am not leaning on the "prosperity gospel" that tell you God gives you money. No.

How God helps

God opens doors for you and gives you opportunities. More importantly, He provides the wisdom to recognize those opportunities. He changes people’s hearts and the best part: God gives you hope.If you have a desire in your heart to have children. Follow that desire.

God’s timing is perfect. When I follow God’s direction in real-time, everything seems to fall into place, without any glitches. If you want to know the right time for you to have children, then you need to ask God. I pray about the things I need. If you feel that you are ready, but not your spouse, then tell God about it. Let God change his or her heart. You can’t do that on your own.

I need God for everything. When you approach God with a request, you need to do that in Spirit - through Jesus. I did that. When I prayed for a new life, a new hope and God granted it. God says no also. I interviewed for full-time HR jobs after the baby but nothing clicked. I wasn't ready to hop on the daycare train too. And now? Look at what my experience with writing is doing for all the curly girls around the world!

God's plan all along was for me to share my story and encourage you today. 

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